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ALM Financial

Oct 3, 20191 min read

DID YOU KNOW THAT YOU NO LONGER NEED TO CRYSTALLISE YOUR PENSION PLAN WHEN YOU ARE 75 YEARS OLD?

ALM Financial

May 2, 20192 min read

How a trust can help your financial planning

Writing a policy in Trust could be perceived as something that only the wealthy require, but the reality is Trusts can play an important...

ALM Financial

Mar 11, 20192 min read

Why active investing is more effective in volatile markets

A glance at the performance of the major stock indices in 2018 shows that volatility was a common theme. US equities followed an upward -...

ALM Financial

Jan 7, 20192 min read

Six years on from Auto Enrolment

Six years on from the launch of Automatic Enrolment in workplace pensions figures show there are close to 10million UK workers saving for...

ALM Financial

Dec 6, 20172 min read

Taking control of your investments

Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That's why we use a secure, online system...

ALM Financial

Nov 2, 20172 min read

Investment advice - what a relief!

Every client we meet has a unique and varied range of financial planning needs, so it's important to establish priorities as the first...

ALM Financial

Sep 15, 20172 min read

Risk vs Reward

While homeowners can still benefit from low mortgage rates, savers will be struggling to enjoy any kind of growth on money they have on...

ALM Financial

Jul 3, 20172 min read

Inflation: this time it's personal

Much is made about the impact of inflation on the ‘real’ value of your income and investments. That is, the impact inflation has on your...

ALM Financial

Sep 5, 20162 min read

Are cash ISAs still relevant?

Since 2012, the average cash ISA rate has fallen from 2.84% to just 0.82%, while stocks and shares ISAs are performing far better,...