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Earn: How to make the most of your income today and save enough for tomorrow.

ALM Financial

Jan 84 min read

Earn: How to make the most of your income today and save enough for tomorrow.

How to make the most of your income today and save enough for tomorrow Create your budget in four steps Setting up a budget won’t take...

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ALM Financial

Dec 20, 20231 min read

Season's Greetings

As the year comes to a close, we want to extend our warmest wishes for a joyful holiday season and prosperous New Year. We are grateful...

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Everything you need to know about the 2023 Autumn Statement

ALM Financial

Nov 23, 20234 min read

Everything you need to know about the 2023 Autumn Statement

On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming...

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ALM Financial

Nov 13, 20230 min read

Is now the time to move to cash?

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Cancelling your financial protection during the current cost of living crisis could be a bad idea

ALM Financial

Oct 25, 20233 min read

Cancelling your financial protection during the current cost of living crisis could be a bad idea

While the cost of living crisis may be putting a strain on your finances, read why cancelling your financial protection could be a...

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ALM Financial

Sep 19, 20233 min read

More than a decade of auto-enrolment

Since the government introduced pension auto-enrolment in 2012, millions more workers have started saving for their retirement. Now, the...

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Is it better to gift a property or leave it in your will?

ALM Financial

Aug 2, 20234 min read

Is it better to gift a property or leave it in your will?

The pros and cons of both to give you an idea of the kind of things you’ll need to consider. Is it better to gift a property or leave it...

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Income protection – one little change you can make to protect your family’s financial future.

ALM Financial

Aug 2, 20232 min read

Income protection – one little change you can make to protect your family’s financial future.

As a parent, providing for your children is a top priority – from making sure they have food on the table, to ensuring they have the...

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ALM Financial

May 24, 20233 min read

Regular Investing

5 ways saving little and often could help you grow your wealth When it comes to investing your money, making small regular investments...

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5 practical ways to make your pension go further during the cost of living crisis

ALM Financial

May 24, 20234 min read

5 practical ways to make your pension go further during the cost of living crisis

Five options that could help you make your pension stretch further. Household bills have increased rapidly during the past year. The...

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Busting remortgaging myths. Your circumstances have changed – will you be able to remortgage?

ALM Financial

May 18, 20233 min read

Busting remortgaging myths. Your circumstances have changed – will you be able to remortgage?

We all know life doesn’t stay the same. Our jobs, our relationships, our financial circumstances, they all evolve over time. So if our...

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Can your energy efficient home help save money on your mortgage?

ALM Financial

May 18, 20232 min read

Can your energy efficient home help save money on your mortgage?

Have you ever heard of a green mortgage? They’re steadily becoming a popular option for property owners, as many lenders are adding them...

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Life after your Fixed Rate mortgage. Should you stay with your lender?

ALM Financial

May 18, 20233 min read

Life after your Fixed Rate mortgage. Should you stay with your lender?

Staying with your current lender may feel like the saftest option when your mortgage comes to an end, but that’s no guarantee that you’ll...

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Life after your Fixed Rate mortgage. Should I remortgage when my fixed rate ends?

ALM Financial

May 18, 20233 min read

Life after your Fixed Rate mortgage. Should I remortgage when my fixed rate ends?

The short answer? Yes. If you don’t remortgage at the end of your term, you will be automatically transferred to your lender’s standard...

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Life after your Fixed Rate mortgage. What happens when your mortgage deal expires?

ALM Financial

May 18, 20233 min read

Life after your Fixed Rate mortgage. What happens when your mortgage deal expires?

If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your...

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ALM Financial

May 18, 20231 min read

Where does inflation go from here?

We recently hosted our Investor Update, a client friendly event with industry experts. This short video from the event, focused on:...

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ALM Financial

Apr 17, 20231 min read

The Iceberg Theory

This diagram shows what our clients think we do vs what we actually do. Have a look at our Iceberg theory

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ALM Financial

Apr 17, 20231 min read

It's not all fixed rates

With over 10 years of record low interest rates, fixed rate mortgages offer borrowers the stability of knowing what the mortgage payment...

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ALM Financial

Mar 16, 20235 min read

Spring Budget winners and losers

The Chancellor, Jeremy Hunt, has delivered the next part of his plan: “a Budget for long term and sustainable growth”. Read on to find...

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ALM Financial

Mar 13, 20232 min read

Are you making the most of your ISAs?

You are unable to carry any unused allowances over into the 2023-2024 tax year. If you are unsure on what ISAs are available to you and...

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