ALM Financial
Three-month mortgage repayment
We are mindful that it has possibly never been more important, in light of the Coronavirus, to keep an ongoing dialogue with all of my...
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ALM Financial
Feb 3, 20202 min read
BREXIT What Does it Mean For You?
Whichever side of the Brexit debate you have been on, Friday 31 January 2020 undoubtedly marks a momentous point in the country’s...
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ALM Financial
Jan 28, 20202 min read
How inflation eats into your returns
Understanding inflation and its impact on your portfolio is important because rising prices can reduce the value of the money you get...
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ALM Financial
Nov 29, 20191 min read
Where is the happiest place to live?
A new survey has revealed the South West is the happiest place to live in the UK, with Wales coming in as the least happy. The survey by...
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ALM Financial
Oct 3, 20191 min read
DID YOU KNOW THAT YOU NO LONGER NEED TO CRYSTALLISE YOUR PENSION PLAN WHEN YOU ARE 75 YEARS OLD?
DID YOU KNOW THAT YOU NO LONGER NEED TO CRYSTALLISE YOUR PENSION PLAN WHEN YOU ARE 75 YEARS OLD?
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ALM Financial
Jul 29, 20192 min read
The insurance policy that could prove critical
Some people might be put off buying a critical illness policy because they believe it’s unlikely to pay out, despite the proportion of...
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ALM Financial
Jun 12, 20191 min read
If your business lost a shareholder director, would it survive?
Have you ever thought of what might happen if one of your directors, who is also a shareholder in your business, dies or becomes...
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ALM Financial
May 2, 20192 min read
How a trust can help your financial planning
Writing a policy in Trust could be perceived as something that only the wealthy require, but the reality is Trusts can play an important...
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ALM Financial
Apr 4, 20192 min read
Key Dates 2019
1 April National Living Wage (for age 25+) rises to £8.21. National Minimum Wage rises to £7.70 (21 - 24-year olds), £6.15 (18 - 20-year...
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ALM Financial
Mar 27, 20191 min read
"It's a no brainer"
Life is unpredictable and can change in an instant. Glenn, a father of two and co-owner of his family’s bakery, experienced this recently...
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ALM Financial
Mar 11, 20192 min read
Why active investing is more effective in volatile markets
A glance at the performance of the major stock indices in 2018 shows that volatility was a common theme. US equities followed an upward -...
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ALM Financial
Feb 25, 20191 min read
Choosing the right type of cover to protect you and your family is important
Act now to ensure you remain protected Making sure you and your family are financially protected should something unexpected happen is...
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ALM Financial
Feb 11, 20192 min read
Become a Superhero in the eyes of our family
When he was younger one of my son’s favourite questions was; “if you could have any super power, what would it be?” He loved the idea of...
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ALM Financial
Jan 7, 20192 min read
Six years on from Auto Enrolment
Six years on from the launch of Automatic Enrolment in workplace pensions figures show there are close to 10million UK workers saving for...
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ALM Financial
Mar 22, 20182 min read
The Value of Protection
Buying a house… is a valuation sufficient,or should you opt for a full structural survey? Buying a house is probably the biggest...
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ALM Financial
Jan 11, 20182 min read
2017 Autumn Budget
Phillip Hammond presented his second Budget of 2017 against a backdrop of Brexit negotiations and political uncertainty, in the UK and...
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ALM Financial
Jan 2, 20183 min read
Pension death benefits
There's a range of options when it comes to deciding how to fund retirement, but few of us stop to think about what might happen to...
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ALM Financial
Dec 6, 20172 min read
Taking control of your investments
Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That's why we use a secure, online system...
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ALM Financial
Nov 2, 20172 min read
Investment advice - what a relief!
Every client we meet has a unique and varied range of financial planning needs, so it's important to establish priorities as the first...
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ALM Financial
Oct 12, 20172 min read
Bonfires and Fireworks
Autumn has arrived, the days are getting shorter and the nights longer. You may be preparing the garden for winter and arranging any...
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