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ALM Financial

Sep 15, 20172 min read

Risk vs Reward

While homeowners can still benefit from low mortgage rates, savers will be struggling to enjoy any kind of growth on money they have on...

ALM Financial

Aug 4, 20172 min read

Why crowdfund the cost of your healthcare?

Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. Protection...

ALM Financial

Jul 3, 20172 min read

Inflation: this time it's personal

Much is made about the impact of inflation on the ‘real’ value of your income and investments. That is, the impact inflation has on your...

ALM Financial

Jun 1, 20172 min read

Financial scams target the over 45s

The rise in technology has caused more than 1 million over-45 year olds to fall victim to online scams and left one in five feeling...

ALM Financial

May 19, 20171 min read

Do you run your own business

If you do, you probably have one or more key employees that are integral to its success. They may even possess the skills, knowledge,...

ALM Financial

Oct 25, 20163 min read

Pension Freedom - the headlines

Today's pension savers can enjoy far greater freedom over how they access their pension savings, but it could lead to some making wrong...

ALM Financial

Sep 5, 20162 min read

Are cash ISAs still relevant?

Since 2012, the average cash ISA rate has fallen from 2.84% to just 0.82%, while stocks and shares ISAs are performing far better,...

ALM Financial

Sep 5, 20162 min read

A year on from pension freedoms

In April 2015 the government introduced the most significant pension reforms for a generation. The reforms give people who’ve worked and...

ALM Financial

Sep 5, 20162 min read

More people owning their own home

The latest English housing survey, released on 21 July 2016, shows that the number of people owning their own home has stopped reducing...